Chip & PIN for Cardholders | Benefits of Chip and Pin

With Chip & PIN technology comes a new level of cardholder security and convenience.

Added peace of mind.

Chip cards and Chip terminals help make a secure transaction system even more secure by validating the cardholder's Chip & PIN . This enhances the security of your card whenever you use it in a face-to-face transaction. When using your card online, other Visa layers of security, including Verified by Visa, are available to help prevent fraudulent use of your Visa card number.

Increased security against unauthorized use your card.

You insert your Visa card in a chip terminal and enter your PIN when prompted. Once your PIN is confirmed and the purchase is approved, you’ll be prompted to remove your card from the terminal. You do not hand your Visa card to anyone, or lose sight of it at any time. This helps to prevent fraudulent use of your card .

Increased security against counterfeiting and skimming.

A lost or stolen Chip card cannot be used to complete a transaction without its corresponding PIN. This technology virtually eliminates the ability to copy the contents of the chip to another card.

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