As a leader in payment technology, Visa is committed to making an already secure system, even more secure. Which is why new Visa cards have a microchip that works with a personal identification number (PIN). Chip technology is already in place in over 86 countries around the world.
How it works. The microchip is embedded in your card and is virtually impossible to duplicate. The microchip works with your PIN instead of your signature for transaction verification. Chip cards work with Chip terminals at the point of sale and help to ensure a secure transaction.
Visa has always made cardholder security a top priority. Chip technology is just one of the many layers of security Visa offers its cardholders and merchants.