The AIS program enhances the protection of sensitive account information during a Visa^® transaction. It protects the interests of all those involved in the VISA payment process including cardholders and merchants. More importantly, this protection extends to both the virtual and physical worlds.

Cardholder Benefits
AIS is designed to provide you, the Visa cardholder, with a consistent level of security while your credit card information is with a merchant – either in a database or as a physical receipt.

All Visa-accepting merchants adhere to the Visa AIS requirements.

Merchant Benefits
Data security is integral to building trust and confidence with customers. And, as cardholders continue to be concerned with the safety of their information, especially in the online environment, programs like AIS will help relieve these worries. AIS makes sense for online merchants.

The AIS program standards are designed to help merchants and institutions protect account information from unauthorized modification, disclosure or destruction, thereby helping to boost consumer confidence and satisfaction. This helps to increase sales and business by increasing consumer confidence. In addition, AIS protects merchants against potential loss of revenue, unwanted investigative and legal costs.

For more information on the program, contact your Visa financial institution.