A Visa Debit card provides the security, convenience and flexibility to shop in more places online and in stores around the world. When you use it, the money comes straight from your bank account.

Benefits of a Visa Debit card are that you can:

1. Shop at millions of merchant locations around the world
2. Use it in stores in Canada wherever Visa Debit is accepted
3. Shop online, over the phone and by mail
4. Pay bills (one-time payment or automatic recurring payment)
5. Make advanced bookings such as hotel reservations
6. Get cash back from merchants who offer this service in Canada
7. Get added protection with Visa's Zero Liability* when shopping at Canadian merchants who accept Visa Debit, online, over the phone, and in stores internationally
8. Use it at these locations where Visa Debit is accepted:
   • Restaurants (including fast-food and quick-serve restaurants)
   • Retail stores
   • Grocery stores
   • Dry cleaners
   • Movie theatres
   • Drug stores
   • Gas stations
   • Doctor's offices

*Visa cardholders must establish that the transaction is not their responsibility as per all applicable agreements of the issuing financial institution. Individual provisional credit amounts may be withheld, delayed, limited, or rescinded by an issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and vertification of claim, and account standing and history.