Visa payWave is an innovative feature that lets you pay with your Visa^® card in a new way: simply wave your Visa payWave card in front of a secure reader instead of inserting or swiping it. The purchase will then be authorized, processed, and billed in the same secure way it is today. Visa payWave cards and readers are identified by this symbol:

How Visa payWave transactions work

Visa payWave cards have an embedded antenna and microchip, enabling "contactless" communication with a reader at checkout. No swiping or inserting necessary, and no signature or PIN is required for purchases under $50 (including taxes). Just wave and go!

If your purchase is above the $50 limit, you'll be asked to swipe or insert your card instead.

Visa payWave is secure

The Visa payWave platform is based on EMV chip technology, one of the most secure payment solutions available today. Visa payWave transactions will be processed through the same secure and reliable network used for all Visa transactions. And, because your card remains in your possession during the entire Visa payWave transaction, the risk of the card being used for fraudulent transactions will be reduced.

All Visa cards also carry the Visa Zero Liability policy, which provides you with protection against fraud. If your Visa card is lost or stolen, you pay nothing for the fraudulent purchase.*

* Visa cardholders must establish that the transaction is not their responsibility as per all applicable agreements of the issuing financial institution, including protecting their PIN where applicable. Visa Purchasing, Visa Corporate, and Visa Commercial Cards are excluded from the program.