Visa payWave®: a faster way to pay
Visa payWave is a convenient feature that lets you pay with your Visa® card
simply by waving it over a secure reader instead of inserting or swiping it. The
purchase will then be authorized, processed and billed in the same secure way it
is today. All you have to do is check for this symbol
on your card, wave it and go.
How Visa payWave transactions work
Visa payWave cards have an embedded antenna and microchip, enabling "contactless"
communication with a reader at the checkout. No swiping, inserting, signature or
PIN is required for purchases under $50 (including taxes). Just wave and go. If
your purchase is over $50, you may be asked to sign a receipt, swipe or insert your
card instead.
Visa payWave security
Visa payWave uses
EMV chip technology, which
provides enhanced security and protection from fraud. Visa payWave transactions
are processed through the same secure and reliable network used for all Visa transactions.
And because your card never leaves your hand during the entire Visa payWave transaction,
the risk of your card being used for fraudulent transactions is reduced.
All Visa cards also carry the Visa Zero Liability policy, which provides you with
protection against fraud. If your Visa card is lost or stolen, you pay nothing for
any fraudulent purchases. *
* Visa cardholders must establish that the transaction is not their responsibility
as per all applicable agreements of the issuing financial institution, including
protecting their PIN where applicable. Visa Purchasing, Visa Corporate, and Visa
Commercial Cards are excluded from the program.
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