A convenient, secure alternative to cash, Visa Prepaid cards are pre-loaded with funds that cardholders can spend anywhere Visa cards are accepted.
The cards offer many features familiar to users of Visa credit cards, the merchant’s return policy still applies, and transactions are handled in the same way.
With Visa Prepaid, however, the purchase amount is automatically deducted from the remaining card balance after each transaction.
Visa Partial Authorization lets you complete a Visa Prepaid card transaction even when the total sales amount exceeds the balance on the card. Your customers can simply pay the balance using another form of payment.
Process the purchase like any other Visa card transaction.
If you notice a partial authorization in the system, obtain a second method of payment from the customer to cover the amount exceeding the card balance.
Complete the sale.
Contact your Acquirer/Payment Processor to learn how your business can benefit from Visa Prepaid cards and Visa Partial Authorization.