Visa Business Card with a Line of Credit
Provides cost-effective lines of credit for your business. Ideal for large purchases, unforeseen major expenses, or for providing capital to fund business growth.
- Ideal for large purchases, unforeseen major expenses and for providing capital to fund business growth
- Draw directly from your line of credit anytime, anywhere
- Provides cost-effective funds for your business
- Get easy access to increased working capital through the convenience of a Visa card
Click on a Financial Institution below to find out more about a Visa Business Card with a Line of Credit.
Click on a Financial Institution below to find out more about a Visa Business Card.
Features & Benefits
Financial Flexibility
- Higher credit limits on Visa Business Cards with a Line of Credit than most personal credit cards
- Greater spending power with interest rates as low as prime on certain Visa Business Cards with a Line of Credit
- Convenient access to your line of credit through bank branches, ATMs, and online banking
Rewards
- Earn travel/merchandise rewards and incentives for every dollar spent with certain Visa Business Cards
- Save on business purchases with year long discounts and offers from national merchants through the - Visa Savings for Business® Program
Simplified Record Keeping
- Separate your business expenses from your personal expenses to keep better track of both
- Track expenses online using web-based reporting solutions that allow you to download more detailed reporting information to your accounting software1
Security
- Multiple layers of fraud detection and prevention systems to help you feel secure when paying with your Visa Business card
- Visit Secure with Visa to learn more
Convenience and Strength of Visa2
- Accepted at more than 29 million merchant outlets in over 170 countries
- Access to Visa accounts through one of the world's largest global ATM networks
Financial Institutions
The perfect combination of two indispensable business products: a line of credit and a Visa card.
- With an interest rate as low as 1.5% above prime, and credit limit as high as $50,000, the CIBC bizline Visa card is your connection to everything from paperclips to payroll, client lunches to accountants' bills.
- Interest-free grace days. Unlike traditional lines of credit, the CIBC bizline Visa card comes with 21 interest-free grace days on purchases.
For more information regarding the CIBC bizline VISA card, click here.
www.desjardins.com
Business Freedom Solutions
Simplify the management of small businesses
Desjardins Card Services offers products to help you better manage your business activities in today's fast-paced environment. The Business Card and Business Freedom Solutions package give you simple financing tools to help manage expenditures and provide greater day-to-day flexibility.
Advantages
Complete financing package including:
- A line of credit for operating expenses up to $50,000
- Business Savings program1: a 1% cashback on purchases charged to one or more Visa Desjardins Business cards between $12,000 and $500,000
- Accord D Business Financing that provides financing of up to $50,000 repayable in equal monthly payments.
- A line of credit offering an overdraft protection option.
For more information regarding the Visa Desjardins Business card, click here.
www.rbcroyalbank.com
The RBC Royal Bank® VISA CreditLine for small business™ enables you to seize business opportunities, large or small. A low-interest credit line and a Visa card in one, it gives you easy access to the business capital you need, when you need it. Plus, this Visa-based line of credit for business offers valuable rewards points with every purchase*.
- Up to $50,000** in easy accessible credit
- Simple one page application form with no financial statements, collateral, interviews or business plans necessary
- Competitive interest rate as low as RBC Prime + 1%***
- 24/7 access to the credit you need via Visa card, Visa cheques, ATMs and Online Banking
- Get more for your business spending with RBC Rewards® points redeemable for a wide selection of rewards including travel, merchandise, gift certificates or investment rewards†.
For more information regarding the RBC Royal Bank Visa CreditLine for small business card, click here.
www.scotiabank.com
A ScotiaLine for business™ Visa card comes with all kinds of features to help you take advantage of opportunities quickly and easily:
- Rates as low as Scotiabank Prime, ranging from Prime to Prime + 4.50%1.
- Credit limit of up to $50,000 unsecured or $500,000 for a secured line of credit1.
- I No monthly or annual fees.
- 26-day interest-free grace period on card purchases 2
- Convenient access by credit card or cheque
For more information regarding the ScotiaLine for business Visa card, click here.
www.tdcanadatrust.com
The TD Venture Line of Credit Visa Card gives you business credit that's accessible anytime, anywhere. Use it to purchase supplies, inventory, or services; for business entertainment and travel; or for any other business needs you have. The TD Venture Line of Credit Visa Card offers1:
- Instant access to your available business credit with the flexibility of a credit card
- Variable annual interest rate based on TD Prime
- No annual fee
- No monthly, set-up or application fees
- Credit limit up to $50,000
- No business plan or annual reviews required – automatic yearly renewal
- You'll find that it's an effective and easy-to-use credit card that acts like an operating line of credit and can save you both time and money
For more information regarding the TD Venture Line of Credit Visa Card, click here.