Visa Business Card

An efficient and convenient way for your business to manage cash flow and expenses. Perfect for everyday travel and entertainment, office supplies, and business expenses, as well as for getting access to cash. It also allows you to keep your business and personal expenses separate.

• Separates your business and personal expenses
• Helps manage cash flow and expenses efficiently

• Gives you access to immediate cash
• Ideal for everyday travel, entertainment and office expenses

Visa Business cards meet the need of small to medium-sized business with :

• Financial Flexibility
• Rewards
• Simplified Record Keeping
• Security
• Convenience and Strength of Visa

Click on a Financial Institution below to find out more about a Visa Business Card.

• Canadian Imperial Bank of Commerce
• Visa Desjardins
• Laurentian Bank
• Royal Bank of Canada
• Scotiabank
• TD Canada Trust

Features:

• Aerogold Visa card for Business was built with independent business owners in mind.
• It starts with spending power that's truly business-sized: a credit limit of up to $50,000 so you can grab opportunities in an instant, without last minute scrambling for financing.
• You'll also enjoy an interest rate as low as 10.9% that helps save money when you use credit instead of punishing you for it.
• You'll earn free flights. You will automatically be enrolled in the renowned Air Canada Aeroplan program where you'll earn one Air Canada Aeroplan Mile for every dollar spent on the card. ¹
• You're serious about your business. So are we. Apply for the CIBC Aerogold Visa card for Business today.

For more information regarding the CIBC Aerogold Visa card for Business, click here.

¹ Aeroplan miles are earned on card purchases less returns, and not on cash advances (including by Aerogold Business Cheque), fees, interest or payments. Taxes, landing and departure fees may apply to Aeroplan reward travel. Aeroplan miles will be awarded only if your CIBC Aerogold Visa Account is in good standing on each monthly statement date. Aeroplan partners, rules and regulations are subject to change without notice. Aeroplan miles are not actual miles but points towards free flights.

Simplify the management of small businesses

More than just a payment method, the Visa Desjardins Business card is a management tool designed to meet the needs of businesses. It allows you to manage your business expenses efficiently and finance the purchase of goods and services. The Visa Desjardins Business card is the only business card that offers a 1% cashback credit. Start saving today!

Advantages

• Better control over business expenses
• Simplify accounting by separating personal vs. business expenses
• Help decrease service charges by slightly diminishing usage of cheques and other types of withdrawals in the business account.
• Business Savings program¹: a 1% cashback on purchases charged to one or more Visa Desjardins Business cards between $12,000 and $500,000
• Accord D Business financing: a second credit limit on the Business card that provides financing of up to $50,000 repayable in equal monthly payments at participating merchants.
• Liability insurance in the event of unauthorized expenses made by cardholders up to $100,000 per card
• Chip card technology with a 5-digit PIN for more security
• Obtain cash advances

¹ A 1% credit on net Visa Desjardins Business card(s) exceeding $12,000 to a maximum of $500,000 per year will be posted to the account on the anniversary date. Maximum cashback of $4,880 per year

For more information regarding the Visa Desjardins Business card, click here.

Laurentian Bank Visa Business and Visa Business Performance cards offer advantages well beyond those of a regular credit facility:

• With 28 days, you get one of the longest payment terms in the industry.
• Yearly management report sorted by purchase category and by card to easily monitor your expenses.
• Automatic insurance coverage offered to all Visa Business and Visa Business Performance cardholders: public transport vehicle accident; collision and damages (rental vehicle); purchase insurance and extended warranty, and for Visa Business Performance cardholders: out-of-province travel insurance including medical and hospital care and services, delayed luggage and travel interruption/cancellation.
• Personal health insurance coverage, such as hospitalization, diagnostics, disability, life and dental amongst others, offered as an option to all Visa Business and Visa Business Performance cardholders as well as to the Account Holder's employees.
• 0.75% cashback from the first dollar charged to the Visa Business Performance card.
• And many more!

For more information regarding the Laurentian Bank Visa Business cards, click here.

RBC Royal Bank^® Visa Business cards provide you with a better way to manage your business expenses.

• Your business and your business needs are unique. That is why we offer you the flexibility to choose between two Visa cards especially designed for small business. You are free to choose any combination that fits the needs of your business and your employees.
• The Visa Business card is flexible and affordable with travel assistance and valuable Purchase Security and Extended Warranty Insurance.
• The Visa Business Platinum Avion^® card offers valuable travel insurances and enables you to earn more for your business spending with RBC Rewards^®.
• • You'll earn one RBC Rewards point for every dollar you spend on your Avion card*.
  • Redemption for free^† air travel starts as low as 15,000 points.
  • You can also redeem for other travel rewards, or any of our specially selected merchandise items, gift certificates or investment rewards.

For more information regarding the Royal Bank Visa Business cards, click here.

^® Registered trademarks of Royal Bank of Canada.
^†Subject to availability. Some other conditions and limitations apply. For details, visit www.rbcroyalbank.com/rbcrewards.
* RBC Rewards points are earned on purchases; points are not earned on cash advances, interest charges, fees or credits.

Benefit from online reporting and cash back rewards with the Scotiabank Visa Business Card, the ideal expense management solution for small to medium-size businesses.

Consider how your business can take advantage of its many features:

At a glance reporting 24/7
Choose either a basic or comprehensive web-based reporting package that allows you to check and reconcile expenses securely online, anytime and easily export the detailed information into your financial software for fast analytics.

Cash back rewards
Your business will receive up to 1% cash back annually per card based on spending levels. The cash goes directly into your Business Account. There's no limit to the rewards you can earn and how you spend the cash back is up to you.

Simplified expense management
The Scotiabank Visa Business Card program helps you reduce expenses, consolidate your business spending and streamline administration. You'll have fewer cheques to write, convenient direct debit monthly payments, and the ability to reconcile your card expenses online.

The flexibility to customize your program
Select a combination of gold and silver cards with credit and cash advance limits based on each cardholder's requirements:

• For purchases and more modest spending limits select the economical silver card option.
• For cardholders who travel the gold card option provides international concierge services and comprehensive travel insurance including collision loss damage, travel accident, lost luggage, emergency purchases, flight delay and hotel/motel burglary.

Plus, you can review and adjust cardholder limits online, in real time, as required.

For more information regarding the Scotiabank Visa Business Card, click here.

At TD Canada Trust, we know how hard you work managing your small business. You want a credit card that works as hard as you do and makes it easier for you to concentrate on running your business. We offer two TD business credit cards, each one designed to meet the specific needs of different types of small business.

Features:

The TD Business Visa Card

• Gives you access to a vast selection of privileges, including valuable insurance protection, emergency services, banking benefits and the convenience of managing your TD Business Visa Account online.
• Allows you to keep business expenses under control through optional detailed monthly management reports.
• Request your TD Business Visa Card today! For more information regarding the TD Business Visa Card, click here.

The TD Business Travel Visa Card

• Turn everyday business expenses into travel rewards.
• You’ll enjoy the same benefits as the TD Business Visa Card, and also get the advantages of the TD Visa Travel Rewards Program¹.
• Earn 3 TD Points for every dollar in eligible purchases charged to your TD Business Travel Visa Card¹.
• With the Travel Rewards Program, you can book travel any way you choose – you can book any type of travel using your Card through any travel supplier or travel web site, and take advantage of any deals you find – and still redeem TD Points! Or use the TD Visa Travel Rewards Centre to book your travel purchase on your Card and redeem your TD Points².
• Request your TD Business Travel Visa Card today! For more information regarding the TD Business Travel Visa Card, click here.

¹ The TD Visa Travel Rewards Program is subject to conditions, exclusions and limitations. The TD Visa Travel Rewards Centre is operated by Carlson Marketing Group Ltd. For more details, visit www.tdtravelrewards.com for details or call 1-800-983-1043.

² TD Points may only be redeemed in 10,000 TD Points increments. Other conditions apply. Visit www.tdcanadatrust.com or call 1-800-9TD-VISA for full details about the TD Visa Travel Rewards Program for TD Business Visa Cards.

The TD Logo is a trade-mark of The Toronto-Dominion Bank.