• Yapeal + Visa. Money management made simple

    Visa works with fintechs everywhere. Read about how we helped Yapeal create a digital banking product that helps consumers manage their money.

Yapeal’s mission

Consumers often find it difficult to monitor and budget their finances. In Switzerland it can even be more of challenge. Switzerland’s tax system is self-declarative. You receive your gross salary and will then have to hold onto the money until the tax is due.

Naturally, if you can’t estimate and save properly, you’ll run into problems when your taxes are due. Yapeal helps consumers by taking most of the guesswork out paying and saving for taxes by using an algorithm to figure out how much a person will owe and offering consumers in Switzerland a ground breaking digital bank experience.

Needless to say, as a startup, having Visa as a partner helps a lot in building trust and credibility and strengthening a young brand.

      — Andy Waar, co-founder & CMO of Yapeal

How Visa helped Yapeal

Yapeal made Swiss banking history in becoming the first Visa Debit card issuer in Switzerland—and will be bringing the valued security and trusted brand presence of Visa to their customers. And Visa introduced Yapeal to partners from their network of investments, including payments processor, Marqeta.

Yapeal by the numbers1

30 mins

That’s the amount of time it takes from first downloading the app to having access to a full Swiss Bank Account, to making the first POS payment.

5 mos.

Time from first meeting with Visa to the first transaction.

1 st

Yapeal became the first Swiss fintech to be awarded a fintech license from Swiss Financial Market Supervisory Authority (FINMA).

1 Yapeal

Visa solutions used by Yapeal

Yapeal has used a number of Visa products on their path to the market.

Visa Analytics Platform

Yapeal leveraged Visa Analytics Platform to benchmark performance against competitors and understand their consumers’ spending patterns.

Visa Token Service

Visa Token Service enhances the security of customers’ payments, by protecting sensitive information from fraud.

Learn more about Visa Token Service

Fintech Fast Track

The Visa Fintech Fast Track program accelerated Yapeal’s launch, this program provided them with accelerated onboarding onto the Visa network and preferential commercial incentives.

Learn more about Fintech Fast Track

*Screen images for illustration purposes.

Ready to create a powerful partnership?

Visit the Partner Portal and learn more about how working with Visa can help you reach consumers around the globe.
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