Visa provides multiple layers of protection against fraud, identity theft and liability for fraudulent transactions.
Online transactions are protected by high-level encryption (SSL) technology, the Verified by Visa program, and issuers', merchants' and service providers' compliance with Visa's industry-leading Cardholder Information Security Program (CISP).
Visa also offers a Zero Liability policy1 that means cardholders won’t be held liable for fraudulent charges.
1Visa's Zero Liability policy covers Canada-issued cards and does not apply to anonymous Visa Prepaid*, Visa Purchasing, Visa Corporate, Visa Commercial, or any transactions not processed by Visa. Visa Cardholders must notify their financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please refer to your issuer cardholder documentation.
*A Visa Prepaid Card will be considered anonymous if the cardholder's identity has not been validated by the issuing financial institution (for example, a Visa Prepaid Gift Card).